Straight-talking insights on ATO debt, director penalties, insolvency options and business recovery — practical, real-world guidance to help you make the right call under pressure.

Winding up isn't failure — done early it's the move that saves you. Doug Constable on taking control before the situation does, and what an independent advocate actually does. ...more
Insolvency
May 05, 2026•4 min read

Small business drives the economy yet owners in financial trouble are shut out and demonised. Doug Constable on why we should back them — not punish them for having a go. ...more
Insolvency
May 04, 2026•3 min read
Learn how unpaid super can become a personal debt for directors, what a Director Penalty Notice means, and how bankruptcy may affect liability. ...more
Insolvency
April 07, 2026•4 min read

The ATO is increasing enforcement around GST and PAYG. Late BAS lodgements can trigger personal liability for directors. If the BAS is not lodged on time, the director is already exposed — before the ... ...more
Insolvency
March 24, 2026•4 min read

"Financial pressure can cloud judgement. Here’s how business owners can make confident, clear decisions under stress — with practical tools, expert guidance, and early-action strategies that protect b... ...more
Insolvency
December 08, 2025•5 min read

Struggling with ATO debt? You may be able to settle for less through a compromise proposal. Learn the exact criteria the ATO looks for — compliance, viability, hardship, and better-than-bankruptcy ret... ...more
Insolvency
December 03, 2025•2 min read
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