Melbourne · independent guidance since 1988
Insolvency and business debt help in Melbourne.
Independent guidance for Melbourne business owners and directors under financial pressure — ATO debt, director penalties, liquidation, bankruptcy and restructuring. We work for you, not your creditors.
- Not a liquidator
- Not a trustee
- Paid by you, no one else
Private and confidential.
38 yrs
hands-on experience
1,000+
cases navigated
$50M+
in assets protected
100%
confidential, always
Melbourne runs on small business: cafes and restaurants, retail strips, trades and the builders behind the city’s growth. Many are carrying a lease, a bank facility and an ATO debt at the same time, and each creditor pulls in a different direction. We work with business owners, directors and individuals across Melbourne and Victoria dealing with ATO debt, a Director Penalty Notice, payroll tax owed to the State Revenue Office, rent arrears, or a business that can’t keep up with what it owes. Most people talk to us by phone or video because it saves time and stays private, but if you’d rather meet in person, we’ll come to you, from the CBD to Dandenong, Frankston, Geelong, Ballarat or Bendigo. There’s no office to travel to and no waiting room. We’re not a liquidator or a trustee, and for 38 years we’ve helped people see their real options before anyone’s appointed.
How we help Melbourne business owners
ATO Debt & Payment Pressure
Payment plans, remissions and pathways before the ATO escalates.
Learn moreDirector Penalty Notices
Lockdown vs non-lockdown, and the moves inside the 21 days.
Learn moreLiquidation
Wind up on your terms — know what a liquidator looks for first.
Learn moreBankruptcy: Annul or Avoid
Whether it’s necessary, how to avoid it, or annul an existing one.
Learn moreRestructure & Trade On
Keep trading and reorganise the debt where the business is viable.
Learn moreHow a first conversation works
Tell us what’s going on
A short, confidential call or video. No cost, no obligation.
We map your real options
In plain English, based on the numbers and the timing.
We coordinate the next step
And the right people, if and when you actually need them.
Independent, and on your side
We’re not a liquidator or a trustee, and we don’t take a referral fee from anyone. We’re paid by you, to work for you — so the guidance you get is built around your situation, not a creditor’s, and not whoever gets paid to wind things up.
Where we work around Melbourne
We work with business owners across greater Melbourne, from the CBD and inner suburbs to Dandenong and the south-east, Frankston and the Peninsula, and out to regional Victoria in Geelong, Ballarat and Bendigo. Most of it happens by phone and video, and if you’d rather meet in person, we’ll come to you. Geelong has its own page with local detail. Areas we cover include:
Melbourne questions
Where are bankruptcy and winding-up matters heard in Melbourne?
At the Owen Dixon Commonwealth Law Courts, 305 William Street, which houses the Federal Court and the Federal Circuit and Family Court registries. Company wind-ups can also be run in the Supreme Court of Victoria. If you’ve been served with papers, call us the same day. The hearing date is closer than it looks.
My landlord is chasing rent arrears on my Melbourne shop. Can the Small Business Commission help?
Often, yes. For retail leases in Victoria, most landlord and tenant disputes have to go to mediation through the Victorian Small Business Commission before VCAT will hear them. A claim purely for unpaid rent is an exception, so a landlord can go straight to VCAT for that. Either way, the lease is usually one of the biggest numbers in the picture, so it needs to be part of the plan, not dealt with on its own.
We’re in Geelong or regional Victoria. Is this the right place to call?
Yes. We work right across Victoria by phone and video, and if you want to meet in person, we’ll come to you, whether that’s Geelong, Ballarat, Bendigo or further out. There’s also a separate Geelong page with local detail.
Talk it through — no cost, no pressure.
Pick a time that suits you, by phone or video. We’ll talk through your situation and your options, privately. Since 1988.